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<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Fri Apr 26 17:30:00 UTC 2024 -->
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  <xs:annotation>
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      <link:linkbaseRef xlink:type="simple" xlink:href="flt-20240606_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>
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      <link:roleType roleURI="http://www.corpay.com/role/AdditionalDimensions" id="flt_r_AdditionalDimensions">
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        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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  </xs:annotation>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/ecd/2023" schemaLocation="https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd"/>
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  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
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  <xs:element name="ChangeInFairValueOfOutstandingEquityAwardsGrantedInPriorYearsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="flt_ChangeInFairValueOfOutstandingEquityAwardsGrantedInPriorYearsMember"/>
  <xs:element name="ChangeInFairValueOfPriorYearEquityAwardsVestedInCoveredYearMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="flt_ChangeInFairValueOfPriorYearEquityAwardsVestedInCoveredYearMember"/>
  <xs:element name="IncludableDividendsEarningsOnEquityAwardsDuringCoveredYearMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="flt_IncludableDividendsEarningsOnEquityAwardsDuringCoveredYearMember"/>
  <xs:element name="PriorServiceCostOfPensionBenefitsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="flt_PriorServiceCostOfPensionBenefitsMember"/>
  <xs:element name="PriorYearEndFairValueOfPriorYearEquityAwardsForfeitedInCoveredYearMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="flt_PriorYearEndFairValueOfPriorYearEquityAwardsForfeitedInCoveredYearMember"/>
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  <xs:element name="SCTStockAwardsColumnValueMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="flt_SCTStockAwardsColumnValueMember"/>
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  <xs:element name="VestingDateFairValueOfEquityAwardsGrantedAndVestedInCoveredYearMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="flt_VestingDateFairValueOfEquityAwardsGrantedAndVestedInCoveredYearMember"/>
  <xs:element name="YearEndFairValueOfOutstandingEquityAwardsGrantedInCoveredYearMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="flt_YearEndFairValueOfOutstandingEquityAwardsGrantedInCoveredYearMember"/>
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</xs:schema>
